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Essential Functions
- Interviews residential mortgage loan applicants.
- Requests specified information for loan application.
- Notifies applicant of loan decision.
- Corresponds with customers, applicants or creditors to resolve questions regarding application information.
- Recommends and outlines terms of loan.
- Informs prospective borrowers of loan commitments.
- Reviews developing laws and regulations as they apply to installment loan security agreements.
- Assists collection officer with delinquent account files for the financial institution.
- Responsible for quality loan growth.
- Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions.
- Provides the best service to our customers with innovative and creative solutions.
Minimum Qualifications
- High school diploma or equivalent required.
- BA/BS degree preferred, but not required.
- Good understanding and knowledge of financial institution and products and services.
- Good cross selling, organizational, and communication skills.
- Able to communicate effectively with builders and realtors.
- Ability to deal with time constraints and strong attention to detail.
- Extended hours sitting and performing computer tasks may be required.
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
E - Verify Employer
Full Time
Lending & Credit
$55k-76k (estimate)
04/20/2023
05/13/2024
1stfed.com
GADSDEN, AL
50 - 100
1988
ERIKA WESTCOTT
$10M - $50M
Lending & Credit
First Federal Bank loan originators are eager to help you with your home loan needs. We listen carefully to each borrower & use our diverse mix of lending products to fit your situation. Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies to help get your loan approved & closed quickly.
The job skills required for Loan Officer include Mortgage Loans, Communicates Effectively, etc. Having related job skills and expertise will give you an advantage when applying to be a Loan Officer. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Loan Officer. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Loan Officer positions, which can be used as a reference in future career path planning. As a Loan Officer, it can be promoted into senior positions as a Mortgage Loan Officer III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Loan Officer. You can explore the career advancement for a Loan Officer below and select your interested title to get hiring information.